Wednesday, April 11, 2012

March Madness, April's Slow Progress

March was a very full month, to say the least.

There was the final installment of the cruise, Kristi's trip to LA/Las Vegas, my trip to Orlando, plane tickets to San Francisco, a tattoo, and Gamestorm.  There were numerous ways to spend extra money throughout the month, and I believe we found all of them.

While were able to pay about 2200 towards loans in March, we spent more than we should have and our Debt Snowball will suffer now in April.  I think we'll be able to contribute about 1000 towards loans this month (which is about one-third of what we should be able to do, on a normal, thrifty month).

Kristi and I discussed our spending and I found we had slipped into our old habits for the month.  We weren't discussing much about the budget, we weren't keeping great track of our spending, and we were using our cards a lot, instead of getting cash and spending from envelopes.  3 ingredients to an over-budget month, to be sure.

And it probably won't slow down.  I'm going to Germany, and while I'll be covered for most expenses while I'm there, I still plan on seeing some sights on my own which will cost some money.  We're also planning to fix our lawn with sod, which will cost a couple hundred dollars.  By the end of the month I'm hoping we'll return to some normalcy, and get back on track.

However, we're still on track to be Debt Free by June of 2013, which is still 2 months ahead of our initial schedule of August 2013.  We had a great run for a few months, and we lost our way a bit here in March/April, but we'll refocus and get back on track.